News and Events:
Enter our
2009 Calendar Contest!
This year’s theme
is “This is my Community”. What makes
your community special? Landmarks, historical buildings,
volunteerism, community events or gatherings. Deadline to enter is August 31, 2008
– photos from all seasons required. For complete rules and regulations and a
printable photo entry form, select the link below. Entry forms are also
available at all branch locations. Prizes will be awarded to the top 3 photos.
Contest Rules & Photo Entry Form
Capture the spirit of your community through your
camera!
Be sure to
attend the Dress Down for Charity Barbecue at your
branch!
Each year, all
Advantage Credit Union branch locations put on a barbecue in May or June and
invite their community to come out in support of an organization, special event
or charity in their community. All the food and refreshments are donated by the
branch, so all proceeds are donated to a charity chosen by their branch Member
Relations Committee. It’s a great opportunity for the community to come out for
a quick barbecue lunch, visit with their neighbors and friends and show their
community support. The dates of our branch barbecues are listed below. Watch
for posters at your branch for details.
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May 16 – Candle
Lake
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May 23 – Melfort
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May 27 – St.
Louis
|
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May 28 – Naicam
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May 28 – Kinistino
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May 28 – Gronlid
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May 28 – Watson
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May 29 – Lake
Lenore
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May 30 – Englefeld
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June 4 – Birch Hills
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June 5 – Star
City
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June 12 – St. Brieux
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June 13 – St. Jean Baptiste (Prince
Albert)
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June 18 – Weldon
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June 20 – Spalding
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June 26 – Paddockwood
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June 28 – Christopher
Lake
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EVERYONE WELCOME!
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Personal
& Agricultural Loans as Low as Prime!

There’s no better time than ‘NOW’ to buy your dream
car or boat, take that long-awaited family holiday, or upgrade your farm
equipment! For a limited time only, Advantage
Credit Union is offering personal and agricultural loans as low as Prime Rate*!
Minimum loan amount is $7,500.
Loans can include:
§
Loans for buying "new" or "newer"
vehicles, quads, boats, other recreational vehicles, fifth wheel and travel
trailers, patio decks, garages, hot tubs, and more;
§
Loans for refinancing of vehicles or recreational items from
other Financial Institutions or Finance Companies;
§
Refinancing of ACU existing debt if you are buying a new
item and are trading in an item to which you have existing debt attached;
§
Loans for "newer" or "new" equipment
such as a combine, tractor, cultivator, auger, harrows, air seeder, grain
truck, etc;
§
Loans for refinancing of equipment from other Financial
Institutions or Finance Companies;
§
Refinancing of ACU existing debt if you are buying a new item
and are trading in an item to which you have an existing loan attached.
Don’t miss this
great opportunity and achieve some of your dreams now! Stop by any branch of
Advantage Credit Union today for more information or [CONTACT US]
online now.
* On approved credit. Interest rate assumes Borrower chooses optional life and
disability loan insurance. Current Prime Rate: 4.75% subject to
change without notice. APR: 4.996%. The Annual Percentage Rate (APR) is based on a $10,000
loan for a 5 year term with monthly payments of $188.70 and assuming certain
cost of borrowing charges (i.e. security registration and credit check fees).
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Receive Rewards through our Member Referral Program
Refer a friend, relative or
associate and be rewarded. If you’re happy with the service you
receive at Advantage Credit Union, consider the rewards of making a referral.
We’ll make it worth your while by offering you value-added products or services
if your referral generates new business for the credit union.
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Rewards include your choice of:
µ
3 months FREE service charges OR
µ
$50 in CHOICE REWARDS® points OR
µ
$50 in Advantage Credit Union logo’d
merchandise (clothing, giftware) OR
µ
One year FREE rental on a safety deposit box (if
available) OR
µ A FREE
financial plan ($100 value)
To be eligible for the reward:
µ
You must be a member of Advantage Credit Union,
µ
New business must be written from your referral, and
µ
To protect their privacy, your referral must sign a
consent form giving the credit union permission to contact you.
If these conditions exist, our staff will contact you and you may choose
your reward. Ask our staff for complete details about our Member Referral
Program. It’s a “Win-Win” program for you and the credit union.
Become a Member & Enjoy the Benefits!
If you’re not already a member of Advantage Credit Union,
consider “joining the ride” and enjoy the advantages and benefits of being an
owner.
As part of our New Member
Start-up Package, we’re offering:
µ 3 months FREE services charges
µ A MasterCard® payment card (OAC) with our CHOICE REWARDS® program, free
for a year with 2000 startup points ($45 value)
µ And a free financial plan ($100 value)
Membership Pays:
µ
As
a member, you own a share in the credit union. A $5.00 membership is all it
takes for you to become an owner.
µ
You
can help determine policies, elect directors and have an overall say in our
direction.
µ
Best of all, profits are returned to you. Members
are rewarded through our Member Patronage Equity Program, based on the credit
union’s success. How much you receive depends on how much business you do with
the credit union.
As we experience financial success
through the support of our membership, the rewards will keep growing. Since Patronage was introduced in 2001, we
have paid out over $1.3 million dollars to our members.
For more information or to become
a member, e-mail us or stop by
any of our branch
locations today.
Are Your Cheques Image-Friendly?
Deadlines:
Personal Cheques – June
30, 2007 September
18, 2007
Business Cheques – Extended to September 2, 2008
To help
business clients make a smooth transition, we will continue to process
“old-format” business cheques until September 2, 2008. This extended transition
period will allow businesses to use up their existing supplies of cheques and
implement any required updates to software.
Personal
cheques remain unchanged: Deadline June 30, 2007. Consumers with a supply
of “old-format” personal cheques can continue to use them until they need to
re-order, provided that a good image can be captured from them.
For complete
information, please select the links below:
English links:
http://www.cdnpay.ca/news/new_cheque_specs.asp
http://www.cdnpay.ca/faqs/new_specifications.asp
French links:
http://www.cdnpay.ca/news/new_cheque_specs_fr.asp
http://www.cdnpay.ca/faqs/new_specifications_fr.asp