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News and Events:

 

Click Here to view the latest issue of The AdvantEdge, our member newsletter.

Click Here to view the latest issue of The Fat Cat® Corner, our youth newsletter.

 

2009 Calendar Contest | Dress Down for Charity Barbecues | Personal & Ag Loans as Low as Prime | Member Referral Program | Become a Member | Are Your Cheques Image-Friendly?

 

Enter our 2009 Calendar Contest!

This year’s theme is “This is my Community”. What makes your community special? Landmarks, historical buildings, volunteerism, community events or gatherings. Deadline to enter is August 31, 2008 – photos from all seasons required. For complete rules and regulations and a printable photo entry form, select the link below. Entry forms are also available at all branch locations. Prizes will be awarded to the top 3 photos.

 

Contest Rules & Photo Entry Form

 

Capture the spirit of your community through your camera!

 

Be sure to attend the Dress Down for Charity Barbecue at your branch!

Each year, all Advantage Credit Union branch locations put on a barbecue in May or June and invite their community to come out in support of an organization, special event or charity in their community. All the food and refreshments are donated by the branch, so all proceeds are donated to a charity chosen by their branch Member Relations Committee. It’s a great opportunity for the community to come out for a quick barbecue lunch, visit with their neighbors and friends and show their community support. The dates of our branch barbecues are listed below. Watch for posters at your branch for details.

 

May 16 – Candle Lake

May 23 – Melfort

May 27 – St. Louis

May 28 – Naicam

May 28 – Kinistino

May 28 – Gronlid

May 28 – Watson

May 29 – Lake Lenore

May 30 – Englefeld

June 4 – Birch Hills

June 5 – Star City

June 12 – St. Brieux

June 13 – St. Jean Baptiste (Prince Albert)

June 18 – Weldon

June 20 – Spalding

June 26 – Paddockwood

June 28 – Christopher Lake

EVERYONE WELCOME!

 

Personal & Agricultural Loans as Low as Prime!

There’s no better time than ‘NOW’ to buy your dream car or boat, take that long-awaited family holiday, or upgrade your farm equipment! For a limited time only, Advantage Credit Union is offering personal and agricultural loans as low as Prime Rate*! Minimum loan amount is $7,500.

 

Loans can include:

§         Loans for buying "new" or "newer" vehicles, quads, boats, other recreational vehicles, fifth wheel and travel trailers, patio decks, garages, hot tubs, and more;

§         Loans for refinancing of vehicles or recreational items from other Financial Institutions or Finance Companies;

§         Refinancing of ACU existing debt if you are buying a new item and are trading in an item to which you have existing debt attached;

§         Loans for "newer" or "new" equipment such as a combine, tractor, cultivator, auger, harrows, air seeder, grain truck, etc;

§         Loans for refinancing of equipment from other Financial Institutions or Finance Companies;

§         Refinancing of ACU existing debt if you are buying a new item and are trading in an item to which you have an existing loan attached.

 

Don’t miss this great opportunity and achieve some of your dreams now! Stop by any branch of Advantage Credit Union today for more information or [CONTACT US] online now.

 

* On approved credit. Interest rate assumes Borrower chooses optional life and disability loan insurance. Current Prime Rate: 4.75% subject to change without notice. APR: 4.996%. The Annual Percentage Rate (APR) is based on a $10,000 loan for a 5 year term with monthly payments of $188.70 and assuming certain cost of borrowing charges (i.e. security registration and credit check fees).

 

 

Receive Rewards through our Member Referral Program

 

Refer a friend, relative or associate and be rewarded. If you’re happy with the service you receive at Advantage Credit Union, consider the rewards of making a referral. We’ll make it worth your while by offering you value-added products or services if your referral generates new business for the credit union.

  Rewards include your choice of:

µ      3 months FREE service charges OR

µ      $50 in CHOICE REWARDS® points OR

µ      $50 in Advantage Credit Union logo’d merchandise (clothing, giftware) OR

µ      One year FREE rental on a safety deposit box (if available) OR

µ      A FREE financial plan ($100 value)

 

  To be eligible for the reward:

µ      You must be a member of Advantage Credit Union,

µ      New business must be written from your referral, and

µ      To protect their privacy, your referral must sign a consent form giving the credit union permission to contact you.

 

If these conditions exist, our staff will contact you and you may choose your reward. Ask our staff for complete details about our Member Referral Program. It’s a “Win-Win” program for you and the credit union.

 

 

Become a Member & Enjoy the Benefits!

 

If you’re not already a member of Advantage Credit Union, consider “joining the ride” and enjoy the advantages and benefits of being an owner.

 

As part of our New Member Start-up Package, we’re offering:

 

µ      3 months FREE services charges

µ      A MasterCard® payment card (OAC) with our CHOICE REWARDS® program, free for a year with 2000 startup points ($45 value)

µ      And a free financial plan ($100 value)

 

Membership Pays:

 

µ      As a member, you own a share in the credit union. A $5.00 membership is all it takes for you to become an owner.

µ      You can help determine policies, elect directors and have an overall say in our direction.

µ      Best of all, profits are returned to you. Members are rewarded through our Member Patronage Equity Program, based on the credit union’s success. How much you receive depends on how much business you do with the credit union.

As we experience financial success through the support of our membership, the rewards will keep growing.  Since Patronage was introduced in 2001, we have paid out over $1.3 million dollars to our members.

For more information or to become a member, e-mail us or stop by any of our branch locations today.

 

Are Your Cheques Image-Friendly?

Deadlines:
Personal Cheques – June 30, 2007 September 18, 2007
Business Cheques – Extended to September 2, 2008

To help business clients make a smooth transition, we will continue to process “old-format” business cheques until September 2, 2008. This extended transition period will allow businesses to use up their existing supplies of cheques and implement any required updates to software.

 

Personal cheques remain unchanged: Deadline June 30, 2007.  Consumers with a supply of “old-format” personal cheques can continue to use them until they need to re-order, provided that a good image can be captured from them.

 

For complete information, please select the links below:

English links:

http://www.cdnpay.ca/news/new_cheque_specs.asp

http://www.cdnpay.ca/faqs/new_specifications.asp

French links:

http://www.cdnpay.ca/news/new_cheque_specs_fr.asp

http://www.cdnpay.ca/faqs/new_specifications_fr.asp 

 

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