Loan Services  – Consumer

 

Advantage Credit Union has loans for any consumer need. We offer competitive rates and flexible terms and will find ways to make your financing arrangement work best for you. A variety of options are available:

 

Line of Credit

A revolving credit line is available for those unexpected purchases. Attached to your chequing account, there is no set repayment.

 

Quick Loan

Quick Loans remove the need to borrow amounts of money often. A combination of a loan and line of credit, there is a set repayment and the maximum amount of the loan may be re-advanced as many times as you need.

 

Consumer Term Loan

Loans are available for automobiles, trucks, recreation vehicles, vacations, investments, and renovations or just about anything you require.

 

Mortgage Loan

The key to your dream home is finding the right mortgage. Our Financial Services Representatives will help you choose the options best suited to your payment schedule. Click on The Mortgage Centre to view your options. View our brochure.

 

Dealer Finance Loan

Finance that vehicle, camper trailer, motorcycle, snowmobile, boat, motor and trailer, personal watercraft or equipment right at the dealership. Simply ask for Advantage Credit Union financing next time you’re making a purchase.

 

Take Ten® RRSP Loan
Borrow for up to ten years to contribute the unused contribution room in your RRSP. Loans are available as low as Prime rate.

 

Education Loan

Available for students attending post-secondary education. Acts as a supplement to the government student loans. Payments are interest-only while the student is enrolled. The education loan is one of the features of the Student Choice^® financial package.

 

Lease Program
For leasing equipment and machinery. Available at any branch or at the dealership.

 

On-line loan application

For your convenience, you can apply for a loan online at advantagecu.com. A Financial Services Representative will contact you within 24 hours or on the next business day to confirm your request. If additional financial details are required, you will be advised at that time.

 

Loan Insurance

For your added protection, Life, Disability, Critical Illness and Loss of Employment insurances are available on all loans.