Advantage CU Home
Home | Discover Advantage | News & Events | Locate Us | Site Map | Security |
Good afternoon. It's Saturday, May 17th, 2008
Profit Sharing


nCharge

Kirby Kangaroo
Credit Cards:

Credit Cards

 

Advantage Credit Union offers a wide range of credit card products with unique features to fit your individual needs. Credit cards offer the convenience of “buy now, pay later”. A monthly statement is issued with no interest to pay if the balance is paid in full within the grace period, or you can spread your payments out according to your needs. Complete details on all our credit card products can be viewed on the CUETS website under “Products & Services”.

 

 

 

No Fee Choice Rewards® MasterCard®

If you want the convenience and security of a MasterCard but are not interested in a value-added card and don’t want to pay an annual fee, this card is perfect for you.

 

Features:

 

®        CHOICE REWARDS ® program – points automatically accumulate, but at half the rate of our other MASTERCARD credit cards. (1 point for every $2 spent)

®        $100,000 Common Carrier Travel Accident Insurance

®        Optional Balance Protection Insurance – protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident. Payment is made on your MasterCard account until you return to work up to $10,000. Premium is $.80 for every $100 of outstanding balance (no premium for a $0 balance).

®        Core features:

o        Global Acceptance – MasterCard is accepted at over 17 million locations worldwide

o        ABM access at over 420,000 locations

o        24-hour lost/stolen card assistance  1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

o        Emergency cards and emergency cash

o        Master RoadAssistä 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

 

      Low Fee MasterCard                Low Fee MasterCard

                                                     with CHOICE REWARDS

Low Fee MasterCard®

If you want the convenience and security of a MasterCard plus some value-added features at a great price, this card would work well for you.

 

Features:

 

®        CHOICE REWARDS ® program (optional)

®        90-day Purchase Protection – coverage against loss, theft or damage on most items purchased with your MasterCard for a full 90 days from the date of purchase

®        Extended Warranty – doubles the original manufacturer’s warranty up to one extra year on most items purchased with your MasterCard

®        Trip Cancellation Insurance – if you need to cancel your trip due to illness, serious injuries or death (of yourself, a family member or a traveling companion), tickets will be refunded up to $1,000 per account per trip (must have paid at least 75% of the down payment for the trip with your card)

®        Credit Card Registry – register all your credit cards at one location. If lost or stolen, one call cancels them all if need be.

®        $100,000 Common Carrier Travel Accident Insurance

®        Optional Balance Protection Insurance – protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident. Payment is made on your MasterCard account until you return to work up to $10,000. Premium is $.80 for every $100 of outstanding balance (no premium for a $0 balance).

®        Core features:

o        Global Acceptance – MasterCard is accepted at over 17 million locations worldwide

o        ABM access at over 420,000 locations

o        24-hour lost/stolen card assistance  1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

o        Emergency cards and emergency cash

o        Master RoadAssistä 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

 

   Low Fee Gold MasterCard      Low Fee Gold MasterCard

      with CHOICE REWARDS                           

Low Fee Gold MasterCard®

If you do a lot of traveling and want the convenience and security of a MasterCard plus some value-added features, this card is the one for you.

 

Features:

 

®        CHOICE REWARDS ® program (optional)

®        Trip Cancellation Insurance – if you need to cancel your trip due to illness, serious injuries or death (of yourself, a family member or a traveling companion), tickets will be refunded up to $1,000 per account per trip (must have paid at least 75% of the down payment for the trip with your card)

®        $1000 Accidental Death Insurance (paid to your beneficiary)

®        Optional Balance Protection Insurance – protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident. Payment is made on your MasterCard account until you return to work up to $10,000. Premium is $.80 for every $100 of outstanding balance (no premium for a $0 balance).

®        MasterTripÒ

o        Up to $500,000 Common Carrier Travel Accident Insurance when a portion or all of your ticket is purchased with your MasterCard

o        Unexpected Return Home Benefits – up to $2000

o        Emergency cash transfer

o        Lost document and ticket replacement

o        Lost luggage assistance

o        Pre-trip information

®        MasterPurchaseÒ

o        90-day Purchase Protection – coverage against loss, theft or damage on most items purchased with your MasterCard for a full 90 days from the date of purchase

o        Extended Warranty – doubles the original manufacturer’s warranty up to one extra year on most items purchased with your MasterCard

®        MasterRentalä – when you rent a car with your MasterCard, you’re protected with:

o        Collision Damage Waiver Benefit – equivalent to that of rental company’s, provided you decline the company’s optional Collision Damage Waiver

o        Car Rental Accidental Death and Dismemberment Benefits – up to $300,000 per accident

o        Personal Effects Benefits – if rental car is damaged or stolen, personal effects in the car are covered up to $1000 per insured person and $2000 per rental period

®        MasterLegalÒ – a referral service that assists cardholders if they encounter legal difficulties in another country in locating a legal advisor and in paying legal fees up to $5000 (charged to your MasterCard account, subject to available credit).

®        Core features:

§         Global acceptance MasterCard is accepted at over 17 million locations worldwide

§         ABM access at over 420,000 locations

§         24-hour lost/stolen card assistance  1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

§         Emergency cards and emergency cash

§         Master RoadAssistä – 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

           Gold MasterCard                      Gold MasterCard

                                                      with CHOICE REWARDS

Gold MasterCard®

If you do a lot of traveling and want the convenience and security of a MasterCard with a higher credit limit, plus some outstanding value-added features including an extensive travel package, this card is the one for you.

 

Features:

 

®        CHOICE REWARDS ® program (optional)

®        Out-of-Province / Country Travel Health Plan (up to age 70)

o         31-day coverage up to $1,000,000 per covered person and includes hospital and health care professional services, prescriptions and treatments, emergency dental care, transportation and ambulance services, return home (if required for further medical attention), friend/family hospital visits and return of deceased

o         Top-up insurance is available for up to 180 days

o         24-hour Travel Assistance in case of a medical emergency to confirm coverage and payment and to assist in contacting your family or business

®        Trip Cancellation Insurance (up to age 70) – if you need to cancel your trip due to illness, serious injuries or death (of yourself, a family member or a traveling companion), tickets will be refunded up to $3,000 per account per trip

®        $1000 Accidental Death Insurance (paid to your beneficiary)

®        Optional Balance Protection Insurance – protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident. Payment is made on your MasterCard account until you return to work up to $10,000. Premium is $.80 for every $100 of outstanding balance (no premium for a $0 balance).

®        MasterTripÒ

o        Up to $500,000 Common Carrier Travel Accident Insurance when a portion or all of your ticket is purchased with your MasterCard

o        Unexpected Return Home Benefits up to $2000

o        Emergency cash transfer

o        Lost document and ticket replacement

o        Lost luggage assistance

o        Pre-trip information

®        MasterPurchaseÒ

o        90-day Purchase Protection – coverage against loss, theft or damage on most items purchased with your MasterCard for a full 90 days from the date of purchase

o        Extended Warranty – doubles the original manufacturer’s warranty up to one extra year on most items purchased with your MasterCard

®        MasterRentalä – when you rent a car with your MasterCard, you’re protected with:

o        Collision Damage Waiver Benefit equivalent to that of rental company’s, provided you decline the company’s optional Collision Damage Waiver

o        Car Rental Accidental Death and Dismemberment Benefits up to $300,000 per accident

o        Personal Effects Benefits if rental car is damaged or stolen, personal effects in the car are covered up to $1000 per insured person and $2000 per rental period

®        MasterLegalÒ – a referral service that assists cardholders if they encounter legal difficulties in another country in locating a legal advisor and in paying legal fees up to $5000 (charged to your MasterCard account, subject to available credit)

®        Core features:

§         Global acceptance MasterCard is accepted at over 17 million locations worldwide

§         ABM access at over 420,000 locations

§         24-hour lost/stolen card assistance  1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

§         Emergency cards and emergency cash

§         Master RoadAssistä – 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

Platinum Class MasterCard®

This prestigious “best in class” card will give you the convenience and security of a MasterCard with a high credit limit, plus some outstanding value-added features including a superior travel package and a PLATINUM CLASS Travel Rewards Program, which offers twice the redemption value of our CHOICE REWARDS program.

 

Features:

 

®        Platinum Class Travel Rewards

o         Earn points with every retail purchase or balance transfer and redeem your points through the exclusive Platinum Class travel agency for a 1% value

o         If you don’t have enough points for an entire trip, you can charge the remainder to your card and earn even more points

o         No restrictions on travel (any seat, carrier, travel time or destination, even during seat sales and blackout periods)

®        Out-of-Province / Country Travel Health Plan (up to age 70)

o         31-day coverage up to $1,000,000 per covered person and includes hospital and health care professional services, prescriptions and treatments, emergency dental care, transportation and ambulance services, return home (if required for further medical attention), friend/family hospital visits and return of deceased

o         Top-up insurance is available for up to 180 days

o         24-hour Travel Assistance in case of a medical emergency to confirm coverage and payment and to assist in contacting your family or business

®        Trip Cancellation Insurance (up to age 70) – if you need to cancel your trip due to illness, serious injuries or death (of yourself, a family member or a traveling companion), tickets will be refunded up to $3,000 per account per trip

®        $1000 Accidental Death Insurance (paid to your beneficiary)

®        Optional Balance Protection Insurance – protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident. Payment is made on your MasterCard account until you return to work up to $10,000. Premium is $.80 for every $100 of outstanding balance (no premium for a $0 balance).

®        MasterTripÒ

o        Up to $500,000 Common Carrier Travel Accident Insurance when a portion or all of your ticket is purchased with your MasterCard

o        Unexpected Return Home Benefits up to $2000

o        Emergency cash transfer

o        Lost document and ticket replacement

o        Lost luggage assistance

o        Pre-trip information

®        MasterPurchaseÒ

o        90-day Purchase Protection – coverage against loss, theft or damage on most items purchased with your MasterCard for a full 90 days from the date of purchase

o        Extended Warranty – doubles the original manufacturer’s warranty up to one extra year on most items purchased with your MasterCard

®        MasterRentalä – when you rent a car with your MasterCard, you’re protected with:

o        Collision Damage Waiver Benefit equivalent to that of rental company’s, provided you decline the company’s optional Collision Damage Waiver

o        Car Rental Accidental Death and Dismemberment Benefits up to $300,000 per accident

o        Personal Effects Benefits if rental car is damaged or stolen, personal effects in the car are covered up to $1000 per insured person and $2000 per rental period

®        MasterLegalÒ – a referral service that assists cardholders if they encounter legal difficulties in another country in locating a legal advisor and in paying legal fees up to $5000 (charged to your MasterCard account, subject to available credit)

®        Core features:

§         Global acceptance MasterCard is accepted at over 17 million locations worldwide

§         ABM access at over 525,000 locations

§         24-hour lost/stolen card assistance 

§         Emergency cards and emergency cash1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

§         Master RoadAssistä – 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

  

        Student MasterCard                       Student MasterCard

                                                            with CHOICE REWARDS

Student MasterCard®

This unique no-fee card is designed for students attending post-secondary education. It’s a perfect starter card that not only offers convenience and security, but also allows you to build a credit history, making it easier for you to rent an apartment, secure other forms of credit, or qualify for a loan.

 

Features:

 

®        For students aged 18 to 25

®        Credit limit up to $1000

®        CHOICE REWARDS ® program (optional)

®        90-day Purchase Protection – coverage against theft or damage on most items purchased with your MasterCard for a full 90 days from the date of purchase

®        Extended Warranty – doubles the original manufacturer’s warranty up to one extra year on most items purchased with your MasterCard

®        $100,000 Common Carrier Travel Accident Insurance

®        Optional Balance Protection Insurance – protection if your earnings are affected by job layoff, involuntary dismissal, disability, illness or accident. Payment is made on your MasterCard account until you return to work up to $10,000. Premium is $.80 for every $100 of outstanding balance (no premium for a $0 balance).

®        Core features:

o        Global Acceptance – MasterCard is accepted at over 17 million locations worldwide

o        ABM access at over 420,000 locations

o        24-hour lost/stolen card assistance  1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

o        Emergency cards and emergency cash

o        Master RoadAssistä 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

Business Card MasterCard®

This card is perfect for small businesses and corporate members who want financial convenience and control.

 

Features:

 

®        Any number of names may appear on the account

®        Individual credit limits can be set for each card on the account

®        Each cardholder receives a statement, as well as the account administrator

®        $100,000 Common Carrier Travel Accident Insurance

®        Core features:

o        Global Acceptance – MasterCard is accepted at over 17 million locations worldwide

o        ABM access at over 420,000 locations

o        24-hour lost/stolen card assistance  1-800-LOST111 (1-800-567-8111) or call (306) 566-1276 collect

o        Emergency cards and emergency cash

o        Master RoadAssistä 24-hour roadside assistance in Canada or the US at pre-set reasonable rates by calling a toll-free number and charged to your MasterCard account

 

 

 

Contact Us! Copyright 2002 Advantage Credit Union, All Rights Reserved.  Legal Disclaimer