Three combination chequing/savings plans are available for our youth, each with their own unique features and benefits.

Advantage Credit Union guarantees to all depositors, repayment in full of all deposits through the Credit Union Deposit Guarantee Corporation. To find out more on how your deposits are guaranteed [click here].

FATCAT® Plan 

For youth up to 12 years of age, the Fat Cat Plan provides the opportunity for youth to learn about managing and saving money. The plan features:

·         Interest calculated daily and paid monthly at the 90-day term deposit rate

·         Free service charges

·         Access to chequing/savings plan with a MemberCard® debit card through any ABM or Point of Sale terminal (Interac® network). MemberCard® is available only with a parent’s signature.

·         Free 24- hour on-line access through MemberDirect®, our online banking service.

·         Free round-the-clock convenience at your finger tips through TELESERVICE, our telephone banking service.

HEADSTART® Plan

For youth aged 13 to 18, the Headstart® Plan provides a number of attractive features:

·         Interest is calculated daily and paid monthly at the 90-day term rate.

·         Free service charges (except through Interac® and Cirrus® ATM Transactions)

·         First order of cheques is free

·         Access to chequing/savings plan with a MemberCard® debit card or MasterCard Global Payment™ Card through any ABM or Point of Sale terminal (Interac® network). MemberCard® or MasterCard® is available only with a parent’s signature.

·         Free 24- hour on-line access through MemberDirect®, our online banking service.

·         Free round-the-clock convenience at your finger tips through TELESERVICE, our telephone banking service.

STUDENTCHOICE™ Plan

For students who are enrolled in a least 60% of a full course load, the STUDENTCHOICE™ Plan includes:

·         No monthly fee

·         Free service charges (except Interac® and Cirrus® ABM Transactions)

·         4 FREE Interac® debits per month

·         Tiered daily interest paid monthly

·         Student credit cards, computer loans, line of credit and education loans are available O.A.C.

·         Access to chequing/savings plan with a MemberCard® debit card or MasterCard Global Payment™ card through any ABM or Point of Sale terminal (Interac® network)

·         Free 24- hour on-line access through MemberDirect®, our online banking service.

·         Free round-the-clock convenience at your finger tips through TELESERVICE, our telephone banking service.