Welcome to Advantage Credit Union

Chequing Services � Youth Plans

Three combination chequing/savings plans are available for our youth.

FAT CAT PLAN� |� HEADSTART PLAN� |� STUDENT CHOICE PLAN

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FATCAT^� Plan�

For youth up to 12 years of age, the Fat Cat Plan provides the opportunity for youth to learn about managing and saving money. The plan features:

� Interest calculated daily and paid monthly

� Free service charges *

� Access to chequing/savings plan with a MemberCard� debit card through any ATM or Point of Sale terminal (Interac� network). MemberCard� is available only with a parent�s signature.

� Free 24- hour on-line access through MemberDirect�, our online banking service.

� Free round-the-clock convenience at your finger tips through TELESERVICE, our telephone banking service.

HEADSTART^� Plan

For youth aged 13 to 18, the Headstart Plan provides a number of attractive features:

� Interest is calculated daily and paid monthly

� Free service charges *

� Access to chequing/savings plan with a MemberCard� debit card or MasterCard Global Payment� Card through any ATM or Point of Sale terminal (Interac� network). MemberCard� or MasterCard� is available only with a parent�s signature.

� Free 24- hour on-line access through MemberDirect�, our online banking service.

� Free round-the-clock convenience at your finger tips through TELESERVICE, our telephone banking service.

STUDENTCHOICE�Plan

For students who are enrolled in a least 60% of a full course load, the STUDENTCHOICE Plan includes:

� No monthly fee

� Unlimited electronic transactions *

� 4 FREE Interac^� debits per month

� Tiered daily interest paid monthly

� Student credit cards, computer loans, line of credit and education loans are available on approved credit

� Access to chequing/savings plan with a MemberCard� debit card or MasterCard Global Payment� card through any ATM or Point of Sale terminal (Interac network)

� Free 24- hour on-line access through MemberDirect�, our online banking service.

� Free round-the-clock convenience at your finger tips through TELESERVICE, our telephone banking service.

Advantage Credit Union guarantees to all depositors, repayment in full of all deposits through the Credit Union Deposit Guarantee Corporation. To find out more on how your deposits are guaranteed [click here].

For details on all our chequing and savings plans and fees, view our Plans & Fees brochure.

* except Interac� and Cirrus� ATM Transactions

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