Chequing & Savings Plans –
Agricultural, Community & Business
A variety of chequing plans are available, each with their
own unique features and benefits.
All your credit union deposits are safe. Advantage Credit
Union guarantees to all depositors, repayment in full of all deposits through
the Credit Union Deposit Guarantee Corporation. To find out more on how your
deposits are guaranteed [click here].
Community Plan | Business Value Plan | Business Wave Plan
| Business Maximizer Plan | Plan 24
| US Plan | US Investor Savings Plan
| Tendered Plan
Community Plan
As
part of our on-going commitment to our communities, we offer non-profit clubs,
associations and charitable organizations the following:
·
A low-fee,
non-interest-bearing chequing plan
·
Includes 20 free
debits*
·
Free deposits
Business Value Plan
A basic, low-fee business chequing
plan.
·
Non-interest-bearing
·
Service charges are lower than
the Business Maximizer Plan
·
Free deposits
·
Access to chequing and savings account with a MemberCard® debit card or MasterCard Global Payment™ card through any ABM or Point of Sale terminal (Interac®
network)
·
Free 24-hour on-line access through MemberDirect® online
banking service.
·
Free round-the-clock convenience at your finger tips
through TELESERVICE telephone
banking service.
·
MasterCard®
Credit Card available on approved credit
Business Wave
Plan
Ideal for businesses wanting a
chequing plan with interest earnings, along with a set monthly service fee plan
for convenience and simplicity.
Features:
·
Includes 70 free
debits* for one flat monthly fee
·
Interest is tiered, calculated
on the minimum daily closing balance and paid monthly
·
Free deposits
·
Access to chequing and savings account with a MemberCard® debit card or MasterCard Global Payment™ card through any ABM or Point of Sale terminal (Interac®
network)
·
Free 24-hour on-line access through MemberDirect® online
banking service.
·
Free round-the-clock convenience at your finger tips
through TELESERVICE telephone
banking service.
·
MasterCard® Credit Card
available
on approved credit
Business
MAXIMIZER® Plan
This low fee plan
combines the convenience of chequing services with the interest earnings of a
savings plan.
·
Tiered daily interest paid monthly
·
Free Deposits
·
Access to chequing and savings account with a MemberCard® debit card or MasterCard Global Payment™ card through any ABM or Point of Sale terminal (Interac®
network)
·
Free 24-hour on-line access through MemberDirect®, our
online banking service.
·
Free round-the-clock convenience at your finger tips
through TELESERVICE, our telephone
banking service.
·
MasterCard® Credit Card available on
approved credit
Plan 24
Earn interest on smaller balances.
·
Interest is calculated on the minimum daily balance and
paid monthly
·
Service charges apply on more than two debits per month
·
Funds may be withdrawn at any time
US Plan
This low-fee, non-interest-bearing chequing plan offers the
ease of transferring money to and from the USA without conversion. For
individuals conducting commerce in the United States. Cards are not
permitted. Features include:
·
No exchange fee
·
Free deposits
·
Free 24- hour on-line access through MemberDirect® online banking
·
Free round-the-clock convenience at your finger tips
through TELESERVICE telephone
banking
Investor Savings Plan
This no-fee interest-bearing plan is designed
for the high income, high volume and high activity investor. Offers higher interest rates
normally offered on locked-in investments, combined with the convenience and
flexibility of a chequing plan. Includes:
·
Two free debits per month with no minimum balance
required
·
Tiered interest, calculated cumulatively on the minimum
daily balance
·
Free Deposits
US Investor Savings Plan
This no-fee, interest-bearing plan is designed for the high income, high volume and high activity investor
wishing to deal in US currency. Offers higher interest rates normally offered on
locked-in investments, combined with the convenience and flexibility of a
chequing plan. Ideal for seasonal US travelers, individuals
that are interested in holding US dollars for investment purposes, or for
businesses that utilize foreign currency for day-to-day operations. Cards are not permitted. Includes:
·
Two free debits per month with no minimum balance
required
·
Free deposits
·
Tiered interest, calculated cumulatively on the minimum
daily balance
·
Free 24-hour on-line access through MemberDirect® online banking
·
Free round-the-clock convenience at your finger tips
through TELESERVICE telephone
banking
Tendered Plan
An interest-bearing
chequing plan for businesses or large organizations. Negotiable terms of the
account are based on volumes of business, activity and services required.
Includes:
·
Access to chequing and savings account with a MemberCard® debit card or MasterCard Global Payment™ card through any ABM or Point of Sale terminal (Interac®
network)
·
Free 24-hour on-line access through MemberDirect®, our online banking service.
·
Free round-the-clock convenience at your finger tips
through TELESERVICE, our telephone
banking service.
·
MasterCard® Credit Card available on
approved credit
* excluding
INTERAC® and CIRRUS® ATM transactions